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For some people, a background check can be a mark of pride. And for others, a background check can spell bad news. Today, billions of people across the world have background checks run against them each and every single day. Background checks have become part and parcel of the way we do business. They are used to help employers make hiring decisions. They are used to help landlords determine whether they can trust the person they are considering renting their property to. They are used to help screen applicants looking to obtain various different types of licenses. They are used to verify someone's criminal, marital, or financial records. In short, a background check can be used to paint a complete picture about somebody's civil life, in order to establish trust, ascertain credibility, and to help mitigate risks when making decisions that involve the transaction of money, property, or responsibility. Unless you don't ever plan on using your credit, making a major purchase, getting a job, or going to school, getting a background check done against you is an inevitable, unavoidable part of life. It is nothing to be scared of. It is nothing to be nervous about. Getting a background check done doesn't mean that you are automatically guilty of something until proven innocent. A background check is, in fact, a routine screening of published information that is available about your life. What kinds of information can you find in a typical background check? A background check is essentially a composite of multiple different reports that are unrelated to each other: They can be composed of your criminal records, if any. They can be composed of your driving history, if any. They can be composed of your credit report. They can be composed of your birth, marriage, or divorce records. They can be composed of your real estate records including all mortgage refinances. They can be composed of your employment history. Essentially any and all information that has ever been made publicly available about you through the court system or the municipal recordkeeping system can be pulled, just by looking up your social security number, name, date of birth, and any mailing address you have ever used. So how does one go about getting a background check done? Not too long ago, background checks were typically conducted only by law enforcement officers, detectives, and government agencies. But today, thanks to the Internet, any person can run a background check on any other person. There is no law against it. There are no privacy constraints, simply because the information contained in a background check is nothing more than a composite of whatever information is already available to the general public. So having said that, how do you choose the right background check provider? There seem to be so many of them on the Internet these days, each one competing for your business. Suffice it to say that not all background check providers are created equal. There are some that you can trust to provide you with all of the current, up-to-date, and accurate information that you seek, and some that might be outright scams, and some that might be somewhere in the middle. Any company that claims that they can provide you a free background check is scamming you. There is no such thing as a free lunch, as the saying goes. If you aren't careful, some scam artists, posing as background check providers, might actually use the information you provide as a way of committing identity theft, taking the personal infomation you provide, and using the information that they obtain as a means to engage in consumer fraud. Some tips on how to find the right background check provider whom you can trust are: - Whether or not the company has received any endorsements or feedback. The Better Business Bureau or Ripoff Report are two great places to find out. - Whether the company offers a satisfaction, money back guarantee. - Whether the company pledges to keep your information private and secure. Does the company website display the logos of any digital security providers such as Mcafee, Thawte, or Verisign?
These are just a few of the essential tips on how to choose the right background check provider. Making the right choice can make the difference between success and failure when you need to make a decision that impacts you or your business.
In 2005, many homes and communities along America's Gulf Coast were destroyed by Hurricane Katrina and the floods that followed. Architects responded to the crisis by designing low-cost emergency shelters. ... Read Article
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Art Deco - Wikipedia, The Free Encyclopedia
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